The rain was coming down so hard, and the wind so strong, you couldn’t tell the difference between being hosed down and walking outside. Anyone in their right mind would be inside. But Scrumulus Caen was not entirely in his right mind.

He wore only a threadbare pair of overalls and some nearly rotten work boots, but in the pockets of those overalls, and in the boots too for that matter, were several dozen gold coins. Scrumulus was headed to the bank, as he always was on Thursdays, and damned if he’d let this little sprinkle get in his way.