Pretty dramatic, this works quite well as a standalone (having not read all the preceding stories). The jump-cut from before to after the crash is a narrative device put to good use here.

Tenses need tweaking for consistency here and there, and you probably want a crumpled rather than crumbled SUV (though I suppose it could have been a really bad crash…)

Thanks. I wanted to change things up a bit. I had been playing with the characters for too long throughout this series and decided it was time for a good twist.

I appreciate the input as well. I look forward to any critique good or bad because I feel that it helps improve my skills for the next story.

Of course, judgement impaired, he would make a split decision that mangles things up a bit.

Well, things needed to be spiced up a bit.