Did you mean to have the first paragraph in quotes? You jump from “I” to proper name.

Thank’s for pointing that out. (you guys here on Ficly are pretty quick to the draw about noticing that stuff!) That’s good though. I do most of my writing late at night since it’s hard to find the time during the day. At that point there’s no telling what mistakes I make, lol. I think I’ll have to start revising in the morning’s before I post.

Missing one set of quotes on Dan’s question about the insurance.

I like how he tries to smooth things over.